Drive more, worry less
Motor Card is a virtual support card designed specifically for motorists in Africa.
Basic Plan
The Basic plan is the best option for private vehicle owners. Our goal is to help private owners enjoy professional safety, credit, and technical support services. We believe that owning a vehicle is a prestige, and driving it with backup support is priceless.
THE BASIC PLAN COMES PACKED WITH THE FOLLOWING FEATURES:
N600,000 credit line per year.
Real-time tracking of your vehicle's location via the web and mobile app.
Playback of historical activities of your vehicle.
Travel time report for your vehicle.
Daily fuel consumption analysis.
24/7 emergency support center service.
Access to recommended workshops in your city.
Dedicated account manager.
CREDIT LINE BREAKDOWN:
Subscribers to the Basic plan can enjoy a credit line of N600,000 per year, with the option to borrow up to N50,000 at a time.
Repayment of any such loans is expected within a period of not more than 12 weeks.
Subscribers can use the credit line for repair financing, insurance, and other personal welfare support needs.
SETUP COST:
The envioBOx GPS sensor will cost you N40,000 (excluding VAT). Flexible repayment option available. However, if you choose to deactivate your Motor Card, you will be eligible for a 20% cashback on the initial cost of the envioBOx GPS sensor.
The Basic Plan unlocks endless possibilities for you.
Sign UpPremium Plan
Motor Africa's Premium plan is specifically tailored to individuals and organizations looking to lease out cars and connect with verified drivers on our platform. Our car subscription marketplace allows you to list your cars for lease to pre-screened drivers in your city, whether for private, commercial, or corporate use.
Motor Africa has simplified car subscriptions, making it easier and more lucrative for those looking to earn money by leasing out cars to earn on a weekly or monthly basis. With the help of our trusted and dedicated account managers, you can rest assured that all business operations will be expertly handled on your behalf. This way, you can focus on earning passive income without worrying about the hassles of day-to-day car leasing management.
THE PREMIUM PLAN COMES PACKED WITH THE FOLLOWING FEATURES:
N600,000 credit line per year.
Manage weekly lease payments seamlessly.
We charge 15% on each weekly/monthly lease fees paid by the driver.
Automated engine immobilization for defaulting drivers.
Automated email and SMS communication for the entire fleet operations.
Track your weekly /monthly lease revenue data.
Receive monthly vehicle inspection report.
Assigned driver will have access to N300,000 credit line to take care of your vehicle and for personal support needs.
Real-time tracking of your vehicle's location via the web and mobile app.
Playback of historical activities of your vehicle.
Travel time report for your vehicle.
Daily fuel consumption analysis.
24/7 emergency support center service.
Access to recommended workshops in your city.
Dedicated account manager.
CREDIT LINE BREAKDOWN:
Subscribers to the premium plan can enjoy a credit line of N600,000 per year, with the option to borrow up to N200,000 at a time.
Repayment of any such loans is expected within a period of not more than 12 weeks.
Subscribers can use the credit line for repair financing, insurance, and other personal welfare support needs.
SETUP COST:
The envioBOx GPS sensor will be free for the period the vehicle is on lease.
You will be charged N15,000 for the Installation of the envioBOx system.
Sign UpEnterprise Plan
The Enterprise plan is an exceptional credit plan designed for corporate organizations? Our Motor Card's Enterprise Plan offers the perfect solution. Here are the features:
With a single withdrawal limit of N500,000, monthly repayment schedule, and credit exposure up to N1,000,000, this plan is designed for businesses with high credit needs.
Overdraft value of up to N1,000,000.
Choose between weekly or monthly payment schedules based on your needs.
Other requirements include providing original title car documents and an undated cheque to sign up for this credit solution.
In addition to the above benefits, the Enterprise Plan offers some value-added services that take it to the next level:
Get access to professional workshops and roadside support services to take care of unexpected breakdowns or maintenance issues.
Recieve monthly inspection reports from partnered workshops to keep you informed about your car's performance.
Access unbeatable discounts on credit deals.
Track your vehicle's real-time location, fuel consumption, travel time data, and professional analytical fleet management reports with our analytical telemetry service.
To activate a Motor Card as an Enterprise subscriber,please note that an activation fee of N50,000 applies to the envioBOx GPS sensor, and there is a monthly platform fee of N2,000.
Sign UpBasic Plan +
If you're a fleet manager with a fleet of cars leased out to drivers or you intend to start, the Basic Plus plan is specifically designed for you. Our primary objective is to facilitate your access to all the credit and technical support you need to excel, while also streamlining your day-to-day operations and reducing your overall workload.
THE BASIC PLUS PLAN COMES PACKED WITH THE FOLLOWING FEATURES:
N600,000 credit line per year.
Assign drivers to your vehicle and manage weekly lease payments seamlessly.
We charge 5% on each weekly/monthly lease fees paid by the driver.
Automated engine immobilization for defaulting drivers.
Automated email and SMS communication for the entire fleet operations.
Keep up with revenue from each driver leasing your vehicle.
Real-time tracking of your vehicle's location via the web and mobile app.
Playback of historical activities of your vehicle.
Travel time report for your vehicle.
Daily fuel consumption analysis.
24/7 emergency support center service.
Access to recommended workshops in your city.
Dedicated account manager.
CREDIT LINE BREAKDOWN:
Subscribers to the Basic plus plan can enjoy a credit line of N600,000 per year, with the option to borrow up to N100,000 at a time.
Repayment of any such loans is expected within a period of not more than 12 weeks.
Access to recommended workshops in your city.
Subscribers can use the credit line for repair financing, insurance, and other personal welfare support needs.
SETUP COST:
The envioBOx GPS sensor will cost you N40,000 (excluding VAT). However, if you choose to deactivate your Motor Card, you will be eligible for a 20% cashback on the initial cost of the envioBOx GPS sensor.
Sign UpCheckout use cases that might interest you
Explore opportunities with our partnership with Bolt
Bolt offers e-hailing mobility services in 500 cities globally.
Motor Africa provides car subscription and credit support services to
mobility entrepreneurs
in the Bolt community.
Private car owners & Motor Card opportunities
With more than 30 million cars in Africa, Motor Africa helps car owners gain access to credit for repair financing, insurance, and other personal welfare needs. Learn how you can explore the potential of the Motor Card.
Explore opportunities for fleet managers
Drive Your Fleet to Success: Motor Africa Offers professional management services, analytics, and financial support for repairs and insurance. Checkout opportunities available to fleet managers.
Frequently Asked Questions
Which cars are eligible for the Motor Card service?
Only roadworthy vehicles manufactured between 2003 and 2010 are currently eligible for the Motor Card service.
Which citites offer the Motor Card services?
Currently, the Motor Card services are offered in Abuja, Lagos, Ibadan, Benin, and Port Harcourt. More cities will be added soon.
How much credit can I access at a time with the Motor Card Service?
The amount of credit you can access depends on the subscription package you choose for the Motor Card service.
If my name is on the car title documents, can I access the Motor Card Service?
Only subscribers whose names are on the car title documents can access the Motor Card services.
If I am renting a car from someone else, can title documents can access the Motor Card Service?
Yes, you can still access up to N300,000 of credit per year, but only if the owner of the car you are renting signs up for the Motor Card service.
Is there a referral bonus for the Motor Card Service?
Yes, Motor Africa rewards you with up to N3,000 per referral when someone signs up using your phone number as a referral code. The person you refer will also get an extra N50,000 credit bonus for the year. To be eligible for the referral program, you can register to join the Motor Africa workforce community at https://motorafrica.co/workforce
How soon can I access the credit?
Upon activation, you can only access credit for car insurance while credot for other services can be accessed after 30 days of activation.
How do I build a good credit score?
Early payback on accessed credit, adherence to monthly inspection schedules and offering mobility services with partnered mobility aggravators will keep your credit score healthy and unlock a higher credit threshold exposure.